根据网友实测，你申请这个 $1,200 开户奖励后，可以打电话让客服把优惠码改成 Q3BUS26，这个 code 是 $1,500 的奖励，存钱要求完全一样。也可以用下面这个 link 直接申请，不过没有开户奖励的 landing page

条款如下

Q3BUS26 good through 09/27/2026:

Promo code Q3BUS26 MUST be used when opening a U.S. Bank Business Essentials®, Gold Business Checking, or Platinum Business Checking account. Limit of one bonus per business. A $25 minimum deposit is required to open one of the referenced accounts. To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 07/01/2026 and 09/27/2026. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.

* Business Essentials: $500 bonus with $5,000 deposits and daily balance

* Gold Business Checking: $900 bonus with $10,000 deposits and daily balance

* Platinum Business Checking: $1,500 bonus with $25,000 deposits and daily balance

Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper check debits, U.S. Bank bill pay for business (excluding payments made by credit card), and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers (including bill payments to U.S. Bank credit cards), or transfers between U.S. Bank accounts, are not eligible.

Promo code Q3SAV26 MUST be used when opening a U.S. Bank Basic Business Savings account. Limit of one bonus per business. A $25 minimum deposit is required to open the referenced account.

Earn your $300 Business Savings bonus by opening a new U.S. Bank Basic Business Savings account between 07/01/2026 and 09/27/2026. You must make deposit(s) of at least $10,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $10,000 until the 60 day after account opening. The interest rates and APYs for the U.S. Bank Basic Business Savings account are variable, determined at the bank’s discretion, and can change at any time.

For both checking and savings bonus offers:

New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period.

Bonus will be deposited into your new eligible U.S. Bank business account within 30 days after the month-end in which all offer requirements are met, provided the account remains open with a positive available balance.

Offer may not be combined with other business checking or savings bonus offers. For the checking bonus, existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.

All regular account-opening procedures apply. For full checking account pricing, terms, and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800-872-2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.